Effective 5 October 2026, the Kenyan Government introduced a mandatory Inbound Travel Health Insurance requirement for most foreign visitors entering Kenya for stays of less than 12 months.
The requirement forms part of Kenya’s Social Health Insurance Act, 2023, and is intended to ensure that visitors have access to essential medical care in the event of illness, injury or a medical emergency during their stay.
The insurance provides medical and emergency assistance cover of up to USD 50,000 and is valid for 90 days, including multiple entries into Kenya within that period.
This is a separate requirement from the Electronic Travel Authorisation (eTA) and applies even to travellers who already hold comprehensive international travel insurance. Foreign insurance policies cannot be used in place of the mandatory Kenyan policy.
Who Requires Insurance?
The requirement applies to most non-Kenyan travellers visiting Kenya for less than 12 months, including children and travellers who are exempt from obtaining an eTA.
Exemptions include:
- Kenyan citizens and holders of valid Kenyan residence status.
- Citizens of East African Community (EAC) Partner States.
- Holders of diplomatic, official and service passports.
- Persons seeking asylum.
- Transit passengers who do not enter Kenya through immigration.
- Certain transport crew members meeting the prescribed exemption conditions.
Each non-exempt traveller, including children, must have their own individual policy.
What Does the Insurance Cover?
The mandatory policy provides a cumulative benefit limit of up to USD 50,000 per person, with the following benefits:
| Benefit |
Coverage Limit |
| Medical expenses |
USD 20,000 |
| Emergency medical transportation and evacuation |
USD 25,000 |
| Prescribed medication |
USD 300 |
| Mental health treatment |
USD 1,000 |
| Repatriation of mortal remains |
USD 5,000 |
Coverage is subject to the policy’s terms, conditions and exclusions.
Important: This policy is designed to provide essential medical cover and does not replace comprehensive travel insurance. We strongly recommend that all guests maintain their own travel insurance covering the full duration of their journey, including trip cancellation, curtailment, lost luggage and emergency medical evacuation, particularly when travelling to remote safari destinations. More information on this can be found in the section below.
How to Apply
The insurance can be purchased online through the official Kenyan Government eCitizen platform.
For travellers applying for a new eTA: All eTA applicants will be prompted to purchase cover during their eTA application. Visitors who are exempt from eTA applications but still require the insurance can also purchase the insurance through the following link – www.https://insurance.ecitizen.go.ke/dashboard/travel
To apply:
- Visit the official insurance portal and select Get Cover / Apply.
- Enter your nationality, passport information, contact details and intended travel dates.
- Upload the required photograph and complete any additional information requested.
- Review your application and pay the insurance premium online (approximately USD 44 per person, plus any applicable transaction charges).
- Once payment is successful, your insurance reference number and policy status should appear on screen as Valid.
We recommend saving your insurance reference number and taking a screenshot of the confirmation screen. Further policy information should be sent by email within 24–48 hours.
If you need to retrieve your details, return to the insurance portal and select Search Status.
Important Notes
- Insurance must be obtained before travelling to Kenya. Airlines may request proof of valid cover at check-in.
- Travellers who received their eTA before the insurance requirement was introduced must still obtain the insurance separately.
- Each traveller, including children, requires an individual policy.
- The policy is valid for multiple entries during its 90-day validity period. A new policy is required for subsequent travel after expiry.
- Travellers should retain their insurance reference number and confirmation throughout their visit.
For medical assistance under the scheme, contact the appointed administrator, Minet, on its 24-hour helpline: +254 719 044 777 or email [email protected].
As entry requirements and application procedures may change, we recommend checking the official Kenyan Government portals before departure.